Unlock the potential of every property with our Fix & Flip Loans. Whether you’re renovating to sell or to enhance your portfolio, Rose Gold Lending offers the swift, flexible funding you need to turn a fixer-upper into a profitable investment. Our streamlined process ensures you get the financial support you need when you need it, allowing you to focus on what you do best – creating value and transforming spaces.
On the Purchase
Units for SFR / Townhomes / Condos
**Bridge options available for 5-30 units**
A Fix n Flip Bridge Loan, also known as a Residential Transition Loan (RTL) or a Hard Money Rehab Loan, is a specialized financing solution designed for real estate investors looking to purchase, rehabilitate, and quickly sell a property. At Rose Gold Lending, we provide these loans to help you capitalize on potential real estate opportunities.
What makes our Fix n Flip Loans unique? We offer up to 92% financing of the purchase price and cover 100% of your rehabilitation costs. This funding is contingent upon not exceeding 75% of the property’s After Repair Value (ARV), ensuring a smart and secure investment.
Your experience as an investor and your credit history play a crucial role in determining your leverage. While we are open to working with first-time investors, certain restrictions on leverage may apply based on experience levels.
Our goal is to support your venture every step of the way, from acquisition to renovation, ensuring you have the necessary resources to successfully complete and profit from your project.
At Rose Gold Lending, we assess borrower experience by considering your direct involvement in real estate projects over the past four years. This experience is crucial as it demonstrates your familiarity with the complexities of property investment and renovation.
Experience is primarily measured by the number of flips you’ve successfully completed or rental properties you’ve purchased during this period. However, we recognize that relevant expertise can come from various roles in the real estate sector. If you’ve been a contractor or a real estate agent, you can also demonstrate your experience by providing documentation of deals where you played a significant role, with your name officially associated with the projects.
This inclusive approach to evaluating experience ensures that we accurately assess the capabilities of each borrower, tailoring our lending solutions to fit your unique background and expertise in the real estate market.